Health Insurance

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Protect Your Health with Comprehensive Insurance in Cyprus

In some countries, a National Health Service (NHS) similar to that of the UK offers free or subsidized healthcare. In other countries, those with work permits may have access to free state hospital services. However, health insurance remains essential for covering the cost of medical and surgical expenses. Depending on the type of health insurance, either the insured pays upfront and is later reimbursed, or the insurer pays the provider directly—minus any excess where applicable. For an insurance company to settle a claim, the condition must be covered, and claims must be made within the designated timeframes.

Why Health Insurance Is Essential in Cyprus

Medical costs in many foreign countries can be extremely high, and not every country offers the luxury of a system equivalent to the NHS. If you're living in Cyprus full-time, you might no longer be eligible for free NHS services or those provided by your home country.

The Importance of Being Prepared

Unfortunately, there have been numerous cases of expatriates facing financial hardship due to unforeseen medical expenses. In extreme situations, individuals have had to:

  • Sell their home to cover healthcare costs.
  • Liquidate savings or investments to afford treatment.
  • Return to the UK, abandoning their retirement lifestyle in Cyprus due to unaffordable ongoing medical bills.

Choosing the Right Health Insurance Plan

There are various health insurance plans available in Cyprus, provided by both local and international insurers. However, some local policies may have age limitations, which might not suit everyone. The cost of coverage and premium rates depend on several factors, including:

  • Age of the applicant.
  • Type and extent of coverage required.
  • Any pre-existing medical conditions (which must be declared at the application stage).

Tips for Selecting the Right Insurance

When choosing a health insurance provider, ensure that you:

  • Understand the benefits offered by the plan.
  • Ensure the agency is knowledgeable and can answer all your questions.
  • Confirm the provider's support for handling claims efficiently when needed.

Get Your Free No-Obligation Quote

We offer a range of options and plans tailored to suit various ages and needs. For a free, no-obligation quote or more information, please contact us:

Protect your health and secure your peace of mind with Azant Insurance.

Alternatively you can download the PDF form below, complete the information and email it back to us. We will then get back to you within 24 hours with more details and prices.

Contact Us

Azant Insurance Agency

Adres: Cangil Plaza No:2 Karaoğlanoğlu Caddesi, Alsancak, Kyrenia / NORTH CYPRUS

Phone: +90 533 833 08 41

Phone: +90 533 844 00 19

Working Hours

Mon - Fri: 08:00-15:00

Saturday: 09:00-14:00

Sunday: Closed