Home Insurance

Buildings, Pool and Contents Insurance

This will be one of the most important products when living here in North Cyprus as it is the protection of your biggest asset - your home. At Azant Insurance Agency, we understand the importance of House Insurance and more importantly we understand what can happen when things go wrong. You can be rest assured that our staff fully understand the terms and conditions of buildings, pool and contents insurance and can explain it to you in great detail so you are absolutely clear what you are covered for. We work with Zirve Sigorta who are a Cypriot, family owned and run company who have been in business for over 20 years. They reinsure via Milli Re, the biggest reinsurance company in Turkey to ensure that your investment is safe in the event of a major disaster.
If it is peace of mind you are looking for, then look no further than Azant Insurance Agency in conjunction with Zirve Insurance. 
At Azant our standard House Insurance policy offering cover your property for:-

  • Fire, Lightening and Explosion
  • Theft & Attempted Theft
  • Smoke
  • Strike, Lockout, Riot, Civil Commotion, Labour & Political Disturbances
  • Malicious Acts
  • Sabotage, Terrorism
  • Flood originating outside the building
  • Storm
  • Internal Water Damage
  • Collision by Aircraft, Land Vehicle and/or Marine Vehicle
  • Landslide
  • Earthquake
  • Removal of Debris
  • Glass Breakage
  • Urgent Home Assistance  
Urgent Home Assistance
This is newly offered as part of Zirve Insurance standard policies and includes:-
Installation Works 300 TL 3 Times Per Year
Electricity Works 300 TL 3 Times Per Year
Locksmith 300 TL 3 Times Per Year
Glass Works 300 TL 3 Times Per Year
Ambulance Service to House 300 TL 3 Times Per Year
Legal Advice Working Hours 3 Times Per Year
Please note that this service is via emergency Provision Centre only  and you can reach this number 24/7, 365 days per year. The emergency number is 0090 216 524 3336. If the number is not called and accepted as a valid case then the claim will not be valid.
The company will allow/approve work up to 300 TL for valid calls/claims 3 times per event in the year but up to  a maximum 12 times total across all events.  
Always read your policy carefully to ensure you understand what is covered.
The main exclusions on Home Policies are:- Wooden Roofs, Wooden Sheds, Pergolas, Car Ports if not fixed structure that is part of the house and Land Well are not covered as part of a standard policy.

Additional Covers that can be added to a standard policy include:-

Neighbour Responsibility

Although Neighbour Responsibility is not compulsory in this country, many of our expat friends do not feel comfortable without it because they come from an insurance culture where it is commonplace to have such cover. Again a discussion with one of our expert advisors will put your mind at rest but we believe that this cover is especially important for apartment owners, where many hazards such as burst water pipes and fire are more likely to damage the property of a neighbour. We know, for example, of many instances where owners have been pursued through the courts because of damage to others property so again, it is worth discussing with one of our advisors.

Family Liability

Although family liability is not compulsory in this country, it really is something that is worthwhile having when possible. This covers your family living at the property in the event of accident to a third party person/visitor occurring at the property or in the garden caused by the family member or by staff of the family member. The premium is dependent on the level of cover required and can be requested at quotation time.

Personal Accident

This covers death, permanent disability and treatment cost in the event of an accident occurring at the property only. Again the premium is dependent on the level of cover required.

For a free no obligation quotation, contact an English speaking member of staff on 0533 833 0841 or a Turkish speaking member of staff on 0533 829 3231 or you can email us on

Alternatively, you can click on the Download PDF below, complete all the required information and email the document back to us and we will get back to you with a quote within 24 hours.