Home Insurance

Buildings, Pool and Contents Insurance

This will be one of the most important products when living here in North Cyprus as it is the protection of your biggest asset - your home. At Azant Insurance Agency, we understand the importance of House Insurance and more importantly we understand what can happen when things go wrong. You can be rest assured that our staff fully understand the terms and conditions of buildings, pool and contents insurance and can explain it to you in great detail so you are absolutely clear what you are covered for. We work with Zirve Sigorta who are a Cypriot, family owned and run company who have been in business for over 20 years. They reinsure via Milli Re, the biggest reinsurance company in Turkey to ensure that your investment is safe in the event of a major disaster. We also work with Axa Insurance, a well known name in the Insurance world ideal for high value properties/cars, boats, commercial, etc.

If it is peace of mind you are looking for, then look no further than Azant Insurance Agency in conjunction with Zirve and/or Axa Insurance. 
At Azant our standard House Insurance policy offering covers your property for:-

  • Fire, Lightening and Explosion
  • Theft & Attempted Theft
  • Smoke
  • Strike, Lockout, Riot, Civil Commotion, Labour & Political Disturbances
  • Malicious Acts
  • Sabotage, Terrorism
  • Flood originating outside the building
  • Storm
  • Internal Water Damage
  • Collision by Aircraft, Land Vehicle and/or Marine Vehicle
  • Landslide
  • Earthquake
  • Removal of Debris
  • Glass Breakage
Always read your policy carefully to ensure you understand what is covered.

The main exclusions on Home Policies are:- Wooden Roofs, Wooden Sheds, Pergolas, Car Ports if not fixed structure that is part of the house and Land Well are not covered as part of a standard policy.

Additional Covers that can be added to a standard policy include:-

Neighbour Responsibility

Although Neighbour Responsibility is not compulsory in this country, many of our expat friends do not feel comfortable without it because they come from an insurance culture where it is commonplace to have such cover. Again a discussion with one of our expert advisors will put your mind at rest but we believe that this cover is especially important for apartment owners, where many hazards such as burst water pipes and fire are more likely to damage the property of a neighbour. We know, for example, of many instances where owners have been pursued through the courts because of damage to others property so again, it is worth discussing with one of our advisors.

Family Liability

Although family liability is not compulsory in this country, it really is something that is worthwhile having when possible. This covers your family living at the property in the event of accident to a third party person/visitor occurring at the property or in the garden caused by the family member or by staff of the family member. The premium is dependent on the level of cover required and can be requested at quotation time.

Personal Accident

This covers death, permanent disability and treatment cost in the event of an accident occurring at the property only. Again the premium is dependent on the level of cover required.

For a free no obligation quotation, contact an English speaking member of staff on 0533 833 0841 or a Turkish speaking member of staff on 0533 829 3231 or you can email us on

Alternatively, you can click on the Download PDF below, complete all the required information and email the document back to us and we will get back to you with a quote within 24 hours.